Comprehensive Insurance For Sober Living Homes


  • GENERAL LIABILITY:
    • $1,000,000 per occurrence
    • $3,000,000 general aggregate
    • $3,000,000 products/completed operations aggregate
    • $1,000,000 personal /advertising injury
    • $1,000,000 damage to premises rented to you
    • $20,000 medical payments
    • Blanket additional insureds incl mortgage company
    • Blanket special events on and off premises
    • Internet privacy and liability
  • SEXUAL/PHYSICAL ABUSE LIABILITY:
    • $250,000 per occurrence
    • $500,000 annual aggregate
    • * higher limits available
  • PROFESSIONAL LIABILITY:
    • $250,000 per occurrence
    • $500,000 annual aggregate
    • * higher limits available
  • AUTO LIABILITY:
    • $1,000,000 for hired/non-owned autos
  • PROPERTY:
    • Building and Business Personal Property
      • Full replacement cost
      • Deductibles start at $500
    • Loss of Rental Income
    • Equipment Breakdown coverage
  • WORKER’S COMPENSATION:
    • As required by state

Why Us

  • All coverage with one “A” rated carrier
  • Simplified application process
  • Monthly premium payment plan with no finance charges
  • Program available in all states

*This page provides a general outline of coverage available in the program. For complete coverage terms and conditions refer to the actual policy.

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